.irc-page[data-astro-cid-steq425w]{background:var(--surface)}.tool-band[data-astro-cid-steq425w]{background:var(--navy)}.tool-band-inner[data-astro-cid-steq425w]{width:100%;padding-top:36px;padding-bottom:36px}.crumbs[data-astro-cid-steq425w]{font-size:13.5px;margin-bottom:14px}.crumbs[data-astro-cid-steq425w] a[data-astro-cid-steq425w]{color:#ffffffb3;text-decoration:none}.crumbs[data-astro-cid-steq425w] a[data-astro-cid-steq425w]:hover{color:#fff}.crumb-sep[data-astro-cid-steq425w]{color:#ffffff73}.crumb-here[data-astro-cid-steq425w]{color:#fff}.tool-h1[data-astro-cid-steq425w]{margin:0;font-size:clamp(28px,5vw,40px);font-weight:700;color:#fff}.tool-lede[data-astro-cid-steq425w]{margin:10px 0 0;font-size:clamp(16px,2.2vw,18px);line-height:1.7;color:#ffffffd1;max-width:640px;text-wrap:pretty}.irc-cols[data-astro-cid-steq425w]{padding-top:clamp(24px,4vw,44px);padding-bottom:clamp(72px,9vw,110px);display:flex;flex-wrap:wrap;gap:28px;align-items:flex-start}.irc-main[data-astro-cid-steq425w]{flex:1 1 560px;min-width:0}.irc-rail[data-astro-cid-steq425w]{flex:1 1 300px;max-width:380px;position:sticky;top:96px}.irc-card[data-astro-cid-steq425w]{background:#fff;border:1px solid var(--border);border-radius:14px;padding:clamp(22px,4vw,36px)}.irc-card-h[data-astro-cid-steq425w]{margin:0 0 6px;font-size:20px;font-weight:700;color:var(--navy)}.irc-card-sub[data-astro-cid-steq425w]{margin:0 0 20px;font-size:14.5px;line-height:1.65;color:var(--muted)}.irc-fields[data-astro-cid-steq425w]{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:14px}.irc-label[data-astro-cid-steq425w]{display:block;font-size:13.5px;font-weight:600;color:var(--navy);margin-bottom:5px}.irc-input[data-astro-cid-steq425w]{width:100%;box-sizing:border-box;height:50px;border:1px solid #d5dce2;border-radius:6px;padding:0 14px;font-family:Poppins,sans-serif;font-size:15.5px;color:var(--navy);outline:none;background:#fff}.irc-input[data-astro-cid-steq425w]:focus{border-color:var(--blue);box-shadow:0 0 0 3px #2a72b626}.irc-err[data-astro-cid-steq425w]{margin:16px 0 0;font-size:14px;font-weight:500;color:#b43b2e}.irc-calc-btn[data-astro-cid-steq425w]{margin-top:22px;min-height:52px;padding:0 30px;border:none;border-radius:6px;background:var(--navy);color:#fff;font-family:Poppins,sans-serif;font-weight:600;font-size:16px;cursor:pointer;transition:background .15s ease}.irc-calc-btn[data-astro-cid-steq425w]:hover{background:#1f3357}.irc-result[data-astro-cid-steq425w]{margin-top:18px;position:relative;overflow:hidden}.irc-result-h[data-astro-cid-steq425w]{margin-bottom:18px}.irc-result-body[data-astro-cid-steq425w].locked{filter:blur(7px);pointer-events:none;user-select:none}.irc-result-row[data-astro-cid-steq425w]{display:flex;flex-wrap:wrap;gap:14px;align-items:stretch}.irc-tcc-tile[data-astro-cid-steq425w]{flex:1 1 200px;background:var(--navy);border-radius:12px;padding:24px}.irc-tcc-label[data-astro-cid-steq425w]{margin:0;font-size:12.5px;font-weight:600;letter-spacing:.14em;color:#fff9}.irc-tcc-value[data-astro-cid-steq425w]{margin:6px 0 0;font-size:52px;font-weight:800;color:#fff;line-height:1}.irc-tcc-note[data-astro-cid-steq425w]{margin:10px 0 0;font-size:13.5px;color:#ffffffb3}.irc-stats[data-astro-cid-steq425w]{flex:1 1 220px;display:flex;flex-direction:column;gap:10px}.irc-stat[data-astro-cid-steq425w]{border:1px solid var(--border);border-radius:10px;padding:14px 16px;display:flex;justify-content:space-between;gap:10px}.irc-stat-k[data-astro-cid-steq425w]{font-size:14px;color:var(--muted)}.irc-stat-v[data-astro-cid-steq425w]{font-size:14.5px;font-weight:700;color:var(--navy)}.irc-disclaimer[data-astro-cid-steq425w]{margin:16px 0 0;font-size:13px;line-height:1.65;color:var(--muted)}.irc-gate[data-astro-cid-steq425w]{position:absolute;inset:0;background:#fbfbfc99;backdrop-filter:blur(2px);display:flex;align-items:center;justify-content:center;padding:20px}.irc-gate[data-astro-cid-steq425w][hidden]{display:none}.irc-gate-card[data-astro-cid-steq425w]{background:#fff;border:1px solid var(--border);border-radius:14px;box-shadow:0 24px 56px #16264a2e;padding:28px;max-width:440px;width:100%;margin:0}.irc-gate-h[data-astro-cid-steq425w]{margin:0;font-size:19px;font-weight:700;color:var(--navy)}.irc-gate-sub[data-astro-cid-steq425w]{margin:8px 0 16px;font-size:14px;line-height:1.65;color:var(--muted)}.irc-gate-input[data-astro-cid-steq425w]{width:100%;box-sizing:border-box;height:52px;border:1px solid #d5dce2;border-radius:6px;padding:0 16px;font-family:Poppins,sans-serif;font-size:15px;outline:none;background:#fff}.irc-gate-input[data-astro-cid-steq425w]:focus{border-color:var(--blue);box-shadow:0 0 0 3px #2a72b626}.irc-gate-opt[data-astro-cid-steq425w]{display:flex;align-items:flex-start;gap:10px;margin:14px 0 0;cursor:pointer}.irc-gate-check[data-astro-cid-steq425w]{width:18px;height:18px;margin-top:2px;accent-color:var(--navy);flex:none}.irc-gate-opt[data-astro-cid-steq425w] span[data-astro-cid-steq425w]{font-size:13.5px;line-height:1.55;color:var(--muted)}.irc-gate-btn[data-astro-cid-steq425w]{margin-top:16px;width:100%;min-height:52px;border:none;border-radius:6px;background:var(--navy);color:#fff;font-family:Poppins,sans-serif;font-weight:600;font-size:15.5px;cursor:pointer;transition:background .15s ease}.irc-gate-btn[data-astro-cid-steq425w]:hover{background:#1f3357}.irc-gate-err[data-astro-cid-steq425w]{margin:10px 0 0;font-size:13.5px}.rail-quote[data-astro-cid-steq425w]{background:var(--navy);border-radius:14px;padding:26px;color:#fff}.rail-quote-h[data-astro-cid-steq425w]{margin:0;font-size:18px;font-weight:700;color:#fff}.rail-quote-sub[data-astro-cid-steq425w]{margin:8px 0 18px;font-size:14.5px;line-height:1.7;color:#fffc}.rail-quote-btn[data-astro-cid-steq425w]{background:var(--yellow);color:var(--navy);font-weight:600;font-size:15px;min-height:50px;display:inline-flex;align-items:center;justify-content:center;padding:0 24px;border-radius:6px;text-decoration:none;width:100%;box-sizing:border-box;transition:background .15s ease}.rail-quote-btn[data-astro-cid-steq425w]:hover{background:var(--yellow-hover)}.rail-reads[data-astro-cid-steq425w]{background:#fff;border:1px solid var(--border);border-radius:14px;padding:24px;margin-top:16px}.rail-reads-h[data-astro-cid-steq425w]{margin:0 0 14px;font-size:13px;font-weight:600;letter-spacing:.14em;color:var(--muted)}.rail-reads-list[data-astro-cid-steq425w]{display:flex;flex-direction:column;gap:14px}.rail-read[data-astro-cid-steq425w]{text-decoration:none;display:block}.rail-read-t[data-astro-cid-steq425w]{display:block;font-size:15px;font-weight:600;color:var(--navy);line-height:1.45}.rail-read-m[data-astro-cid-steq425w]{display:block;margin-top:3px;font-size:13px;color:var(--muted)}.rail-orc[data-astro-cid-steq425w]{border-top:1px solid var(--border);margin-top:18px;padding-top:16px}.rail-orc[data-astro-cid-steq425w] p[data-astro-cid-steq425w]{margin:0;font-size:13.5px;line-height:1.65;color:var(--muted)}.rail-orc[data-astro-cid-steq425w] a[data-astro-cid-steq425w]{font-weight:600}