.tool-band[data-astro-cid-njsirqoj]{background:var(--navy)}.tool-band-inner[data-astro-cid-njsirqoj]{width:100%;padding-top:36px;padding-bottom:36px}.crumbs[data-astro-cid-njsirqoj]{font-size:13.5px;margin-bottom:14px}.crumbs[data-astro-cid-njsirqoj] a[data-astro-cid-njsirqoj]{color:#ffffffb3;text-decoration:none}.crumbs[data-astro-cid-njsirqoj] a[data-astro-cid-njsirqoj]:hover{color:#fff}.crumb-sep[data-astro-cid-njsirqoj]{color:#ffffff73}.crumb-here[data-astro-cid-njsirqoj]{color:#fff}.tool-h1[data-astro-cid-njsirqoj]{margin:0;font-size:clamp(28px,5vw,40px);font-weight:700;color:#fff}.tool-lede[data-astro-cid-njsirqoj]{margin:10px 0 0;font-size:clamp(16px,2.2vw,18px);line-height:1.7;color:#ffffffd1;max-width:760px;text-wrap:pretty}.tool-lede[data-astro-cid-njsirqoj] a[data-astro-cid-njsirqoj]{color:#fff;text-decoration:underline;text-underline-offset:2px}.orc-wrap[data-astro-cid-njsirqoj]{padding-top:clamp(24px,4vw,44px);padding-bottom:clamp(72px,9vw,110px)}.orc-card[data-astro-cid-njsirqoj]{background:#fff;border:1px solid var(--border);border-radius:14px;padding:clamp(22px,4vw,36px)}.orc-calculator[data-astro-cid-njsirqoj] h2[data-astro-cid-njsirqoj]{margin:0 0 14px;font-size:20px;font-weight:700;color:var(--navy)}.orc-calculator[data-astro-cid-njsirqoj] h3[data-astro-cid-njsirqoj]{margin:0 0 12px;font-size:17px;font-weight:700;color:var(--navy)}.orc-calculator[data-astro-cid-njsirqoj] label[data-astro-cid-njsirqoj]{display:block;font-size:13.5px;font-weight:600;color:var(--navy);margin-bottom:5px}.orc-calculator[data-astro-cid-njsirqoj] input[data-astro-cid-njsirqoj][type=text],.orc-calculator[data-astro-cid-njsirqoj] input[data-astro-cid-njsirqoj][type=number],.orc-calculator[data-astro-cid-njsirqoj] input[data-astro-cid-njsirqoj][type=email]{width:100%;box-sizing:border-box;height:50px;border:1px solid #d5dce2;border-radius:6px;padding:0 14px;font-family:Poppins,sans-serif;font-size:15.5px;color:var(--navy);background:#fff;outline:none}.orc-calculator[data-astro-cid-njsirqoj] input[data-astro-cid-njsirqoj]:focus{border-color:var(--blue);box-shadow:0 0 0 3px #2a72b626}.orc-calculator[data-astro-cid-njsirqoj] input[data-astro-cid-njsirqoj][type=number]{-moz-appearance:textfield;appearance:textfield}.orc-calculator[data-astro-cid-njsirqoj] input[data-astro-cid-njsirqoj][type=number]::-webkit-outer-spin-button,.orc-calculator[data-astro-cid-njsirqoj] input[data-astro-cid-njsirqoj][type=number]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.orc-calculator[data-astro-cid-njsirqoj] input[data-astro-cid-njsirqoj][type=checkbox]{width:18px;height:18px;margin:3px 10px 0 0;accent-color:var(--navy);flex:none}.orc-btn-primary[data-astro-cid-njsirqoj],.orc-btn-secondary[data-astro-cid-njsirqoj]{min-height:48px;padding:0 24px;border-radius:6px;font-family:Poppins,sans-serif;font-weight:600;font-size:15px;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;transition:background .15s ease,border-color .15s ease}.orc-btn-primary[data-astro-cid-njsirqoj]{border:none;background:var(--navy);color:#fff}.orc-btn-primary[data-astro-cid-njsirqoj]:hover{background:#1f3357}.orc-btn-secondary[data-astro-cid-njsirqoj]{border:1px solid var(--border);background:#fff;color:var(--navy)}.orc-btn-secondary[data-astro-cid-njsirqoj]:hover{border-color:var(--navy)}.orc-grid[data-astro-cid-njsirqoj]{display:grid;gap:14px}@media(min-width:768px){.orc-grid[data-astro-cid-njsirqoj]{grid-template-columns:1fr 1fr 1fr}}.orc-newsletter[data-astro-cid-njsirqoj]{background:var(--surface);border-radius:12px;padding:22px}.orc-newsletter-checkbox[data-astro-cid-njsirqoj]{display:flex;align-items:flex-start}.orc-newsletter-checkbox[data-astro-cid-njsirqoj] label[data-astro-cid-njsirqoj]{font-weight:400;font-size:14px;line-height:1.55;color:var(--muted);margin:0}.orc-newsletter-disclaimer[data-astro-cid-njsirqoj]{margin:0;font-size:12.5px;color:var(--muted)}.orc-required[data-astro-cid-njsirqoj]{color:#b43b2e}.orc-modal-overlay[data-astro-cid-njsirqoj]{position:fixed;inset:0;background:#16264a8c;display:none;align-items:center;justify-content:center;z-index:999999;padding:16px}.orc-modal[data-astro-cid-njsirqoj]{background:#fff;border-radius:14px;box-shadow:0 20px 40px #00000040;max-width:1184px;width:100%;max-height:90vh;overflow:auto}.orc-modal-header[data-astro-cid-njsirqoj]{display:flex;justify-content:space-between;align-items:center;padding:16px 24px;border-bottom:1px solid var(--border)}.orc-modal-header[data-astro-cid-njsirqoj] h2[data-astro-cid-njsirqoj]{margin:0}.orc-modal-body[data-astro-cid-njsirqoj]{padding:24px}.orc-modal-footer[data-astro-cid-njsirqoj]{padding:16px 24px;border-top:1px solid var(--border);display:flex;justify-content:flex-end;gap:12px;flex-wrap:wrap}.orc-results-head[data-astro-cid-njsirqoj]{gap:16px}.orc-results-head[data-astro-cid-njsirqoj] img[data-astro-cid-njsirqoj]{width:160px;height:auto;border-radius:6px;flex:none}.orc-results-head[data-astro-cid-njsirqoj] h3[data-astro-cid-njsirqoj]{margin:0}.orc-results-head[data-astro-cid-njsirqoj] p[data-astro-cid-njsirqoj]{margin:4px 0 0;font-size:13px;color:var(--muted)}.orc-table-wrap[data-astro-cid-njsirqoj]{overflow-x:auto}.orc-table[data-astro-cid-njsirqoj]{width:100%;border-collapse:collapse}.orc-table[data-astro-cid-njsirqoj] th[data-astro-cid-njsirqoj]{background:var(--navy);color:#fff;font-weight:600;text-align:left;padding:12px 16px;font-size:12.5px;text-transform:uppercase;letter-spacing:.06em;white-space:nowrap}.orc-table[data-astro-cid-njsirqoj] td[data-astro-cid-njsirqoj]{padding:12px 16px;border-bottom:1px solid var(--border);font-size:14.5px;white-space:nowrap}.orc-table[data-astro-cid-njsirqoj] tr[data-astro-cid-njsirqoj]:hover{background:#f7fafc}.orc-highlight[data-astro-cid-njsirqoj]{background:#fff8dc}.orc-give[data-astro-cid-njsirqoj]{color:#b43b2e;font-weight:600}.orc-receive[data-astro-cid-njsirqoj]{color:#276749;font-weight:600}.orc-copy-success[data-astro-cid-njsirqoj]{display:none;background:#e6f6ea;border:1px solid #9ad3a8;color:#22543d;padding:12px 16px;border-radius:6px;margin-top:12px;font-size:14px}.orc-mb-3[data-astro-cid-njsirqoj]{margin-bottom:12px}.orc-mb-4[data-astro-cid-njsirqoj]{margin-bottom:16px}.orc-mb-6[data-astro-cid-njsirqoj]{margin-bottom:24px}.orc-mb-8[data-astro-cid-njsirqoj]{margin-bottom:32px}.orc-flex[data-astro-cid-njsirqoj]{display:flex}.orc-items-center[data-astro-cid-njsirqoj]{align-items:center}.orc-justify-between[data-astro-cid-njsirqoj]{justify-content:space-between;gap:12px;flex-wrap:wrap}.orc-justify-center[data-astro-cid-njsirqoj]{justify-content:center}.orc-prose[data-astro-cid-njsirqoj]{max-width:800px;margin:clamp(36px,5vw,56px) auto 0}.orc-prose[data-astro-cid-njsirqoj] h2[data-astro-cid-njsirqoj]{margin:34px 0 12px;font-size:clamp(22px,3.5vw,26px);font-weight:700;color:var(--navy)}.orc-prose[data-astro-cid-njsirqoj] h3[data-astro-cid-njsirqoj]{margin:24px 0 8px;font-size:18px;font-weight:700;color:var(--navy)}.orc-prose[data-astro-cid-njsirqoj] p[data-astro-cid-njsirqoj],.orc-prose[data-astro-cid-njsirqoj] li[data-astro-cid-njsirqoj]{font-size:17px;line-height:1.8;color:var(--text)}.orc-prose[data-astro-cid-njsirqoj] p[data-astro-cid-njsirqoj]{margin:0 0 16px}.orc-prose[data-astro-cid-njsirqoj] ul[data-astro-cid-njsirqoj],.orc-prose[data-astro-cid-njsirqoj] ol[data-astro-cid-njsirqoj]{margin:0 0 16px;padding-left:26px}.orc-prose[data-astro-cid-njsirqoj] li[data-astro-cid-njsirqoj]{margin-bottom:6px}.orc-prose[data-astro-cid-njsirqoj] ul[data-astro-cid-njsirqoj] ul[data-astro-cid-njsirqoj]{margin:6px 0 0}.orc-crosslink[data-astro-cid-njsirqoj]{margin-top:32px;padding-top:20px;border-top:1px solid var(--border);font-size:15px;color:var(--muted)}.orc-crosslink[data-astro-cid-njsirqoj] a[data-astro-cid-njsirqoj]{font-weight:600}